How to Borrow Alone?

    Depending on your financial situation and the funding sought, borrowing alone is possible provided you can prove to the bank that the loan has been repaid. For this, the future borrower must have several elements ensuring fixed income but also must not be excessively indebted. Therefore, how to prove to the bank the…

How to borrow when you are on a fixed-term contract?

The employment contract can be a determining factor when seeking funding. Indeed, borrowing is generally more difficult than a person on a CDI, especially when it comes to providing financial guarantees. So how do you borrow on a fixed-term contract? Borrow with a fixed-term contract Whether for a consumer loan or a home loan, borrowing…

Zero Rate Loan Gets Bigger

Zero Rate Loan (PTZ) is an interest-free, no-cost, government-assisted complementary loan. It is granted, under certain conditions, to people who wish to become owners of their main residence for the first time: this is called first-time ownership. A household that has not owned its main residence in the past two years is eligible again. In…

 Mortgage loan: foreclosure of real estate!

Obviously, signing a mortgage for the purchase of a home is a happy event, synonymous with change and accomplishment. However, if you do not repay your monthly payments, the bank may have to seize your building. So be careful not to have to come to such extremes! Our lawyer will inform you about the different…

Home Loan Health and Insurance

Hello, my name is Jane , I am 33 years old, single without children, I finally found the cozy apartment with a superb view overlooking the rooftops in the center of Toulouse. I consulted my bank to obtain a loan offer with insurance. I told myself that having only one contact at a time for…

How to repay your loans quickly: our best advice

After you have borrowed from a bank, unexpected things can happen over time. These unforeseen events can lead to a renegotiation with his bank or a need to repay the loans faster than what was planned. It should be noted that making a change in the repayment period may result in penalties. To better manage…

Zoom on… the principle of the mortgage loan

No one can accurately predict whether interest rates will rise or fall. The only certainty is that in this year 2015, it is good to buy, have it built or simply renegotiate your mortgage. Fixed or variable rate? Over 20 or 30 years? With equity or with a deposit? We inform you about tips and…